As a new Abundance
client you participate in a unique information and financial
psychological gathering process called The Groundwork.
This phase is designed to bring to light who you are,
where your priorities lie, and what your present and
future financial picture looks like.
How do you want
to allocate your time and energy? Is
your family safe from liabilities and creditors? Is the lifestyle you have created
safe from the financially unexpected?
Do you know what your personal investment philosophy
is and why this is so important to your financial success?
To gather a complete understanding of your individual
needs, we utilize a variety of proven techniques.
We use tools such as the Kolbe A™ Index Profile,
and our extensive
individual experience. Based on the information gathered
we determine such things as your spendable income,
current asset mix, current tax structure and strategy
effectiveness.
Step
2: The Landscape
In The
Landscape, Abundance designs a financial “blueprint”
based on your opportunities and what financial tools
and strategies are appropriate for you. We apply methods
such as capital deferral, legacy pension, and family
wealth shift to get you started toward tax minimization
and asset protection and build a network with other
advisors, tax attorneys, CFAs, CPAs, and business development
experts.
Step 3: The
Planting
It is in The Planting,
as the name implies, that we “sow the seeds”
of your financial future. The Planting involves coordination
among your network of advisors to facilitate the preparation
of financial, legal, and tax documents; asset transfer;
and cash flow mapping.
Step
4: The Cultivation
The
Cultivation frees you from financial administration
confusion. We coordinate with professional advisors
in other areas of expertise and integrate investment
planning with income tax planning, family gifting, and
charitable planning. Wealth protection and enhancement
are never static. Abundance supports active, ongoing
administration to ensure that everything is current.
Step
5: The Harvest
Investment management can be successful only if it meets the specific needs and objectives of each client. Abundance works with you to understand thoroughly your current situation and future goals and develops an individual investment policy, accordingly. We call this stage of our process “The Harvest.”
The Harvest involves the implementation of a four part strategic and tactical process called the Investment Protocol:
We define objectives.
We formulate an investment policy and allocate assets. We select appropriate investments. We report, recommend, and reallocate.
Dramatic
changes in your life, both positive and negative, invariably
necessitate changes to your wealth strategies. Is there
a marriage or divorce pending? Have you become disabled?
Have you had a child? Have your children had children?
Have you inherited a large sum of money? Are you planning
the adventure of a lifetime? The Rejuvenation is an
ongoing process. We understand that change is inevitable
and your life is not static. Therefore, we will work
with you to adjust your strategies to accommodate changes
in your goals and circumstances. No matter where you
are on your journey, Abundance takes the headache out
of comprehensively planning your financial future.
Securities offered through Purshe Kaplan Sterling Investments, Member FINRA/SIPC Headquartered at 18 Corporate Woods Blvd. Albany,
NY 12211
